Wealth Management Articles

Steps that may help to address a savings shortfall.Presented by Gray Equity Management, LLC Were you born within the years 1965–1980? That makes you a member of Generation X, and it means you are between ages 35–50. Gen Xers now constitute “the sandwich generation” – how time flies.1Broadly speaking, Gen X is the first generation that […]

A major global selloff unfolds. Is a bottom near?Presented by Gray Equity Management, LLC When will the stock market stabilize? As the last trading week of August began, worried investors wondered just that. Gains for the major indices were hard to imagine at Monday’s opening bell, but few imagined the Dow Jones Industrial Average would drop

With the Fed poised to gradually raise rates, this is worth considering.Presented by Gray Equity Management, LLC America once experienced something called “moderate inflation.” It may seem like a distant memory, but it could very well return in the second half of this decade. A remote possibility? Most economists think the Fed will start raising interest

If you are between 40 & 60, beware of these financial blunders & assumptions.Presented by Gray Equity Management, LLC Between the ages of 40 and 60, many people increase their commitment to investing and retirement saving. At the same time, many fall prey to some common money blunders and harbor financial assumptions that may be

Some factors for parents and grandparents to consider.Presented by Gray Equity Management, LLC Naming a minor as a beneficiary brings up a major concern. If parents or grandparents make a child a primary or contingent beneficiary of an insurance policy, IRA or investment account, they should be aware that most policies and investments will not

Estate planning vehicles created with disabled heirs in mind.Presented by Gray Equity Management, LLC If you have a child with special needs, you face long-run financial demands that cannot be fully met through federal and state assistance. What can you do to try and meet them? A special needs trust may provide an answer to

Don’t ignore it. Here’s why.Presented by Gray Equity Management, LLC Here’s the scenario… you get a card in the mail, one of those little reminders that tell you it’s time for your annual financial checkup. Your reaction: I’ll take care of that later. Here’s why you should look forward to it.Why do I need an

Many may keep working out of interest rather than need.Presented by Gray Equity Management, LLC Baby boomers realize that their retirements may not unfold like those of their parents. New survey data from The Pew Charitable Trusts highlights how perceptions of retirement have changed for this generation. A majority of boomers expect to work in

If something sounds too good to be true, guess what: it probably is.Presented by Gray Equity Management, LLC If you are in or near retirement, it is a safe bet that you would like more yield from your investments rather than less. That truth sometimes leads liars, scammers and fraudsters to pitch any number of

How long will it last? Who wins & loses from it?Presented by Gray Equity Management, LLC On the New York Mercantile Exchange, a barrel of light sweet crude is currently worth well under $60. Prices have dropped more than 25% in a month and almost 45% year-over-year. What is behind this freefall? How long will